Top 6 PEO Services for Small Businesses in 2023: A Comprehensive Guide

Paychex PEO is considered an established and reliable PEO that will work for your employees and with them by offering personal customer support. 

Some of the pros of working with Paychex are that there is an option for onsite HR managers to work at your business, they offer personalized risk assessment and management, and they have an extensive online resource center. 

Instead of working as the contracted middleman, Paychex makes it a point to have their professionals work directly with your employees to provide HR support. 

Working alongside the business enables them to assess a company better and provide in-depth risk management services. 

The following features are included in Paychex services for businesses:

• Payroll processing
• Retirement services
• Insurance
• Outsourced HR services
• Outsourced employee benefits enrollment (HSA, FSA, HRA)
• 401(k) plans

Paychex provides one platform for your PEO needs and has many resources that can address all aspects of your business. Their employee benefits packages are extensive, with health, retirement, vision, dental, and employee wellness options. 

Pricing is assessed on a customized business review basis and requires a minimum number of employees (five). Their payment plans are charged yearly, which makes them a reasonable choice for growing businesses. 

ADP Totalsource is one of the most significant PEO solutions today, serving 140+ countries. They are known for their outstanding customer service, which has multiple chat options, including email, phone, and live chat. 

This type of flexibility is imperative for a company that works with all business sizes. 

This PEO service specializes in specific industries:

• Construction
• Education
• Financial services
• Government
• Retail
• Healthcare
• Technical services
• Nonprofit social services
• Hospitality 
• Manufacturing

With ADP’s self-service options, employees can access their payroll information through a desktop or mobile app. They also offer HR programs and benefits, including medical, dental, vision, and 401(k) plans. 

You will have to contact a customer service representative to receive a quote for pricing. Since the company is tailored for small and medium-sized businesses, you can fine-tune your plan to fit your company’s needs.

INFINITI HR PEO solutions focus on growing your business by offering specialized recruitment services, which are rarely seen with a PEO. 

Some pros of working with INFINITI HR are that they are franchise-friendly, have a customizable format, provide recruitment support, and have a la carte services for you to take advantage of. 

This PEO is tailored for large businesses because it is the first PEO of its kind created specifically for franchises and hotel management, making them the guru. 

INFINITI HR has extensive experience working with some of the most popular franchises and prominent hotels in the U.S., including Choice Hotels International, Best Western, Hyatt, and Senior Helpers. 

Allowing businesses to personalize their services, they provide options to choose from to create a custom bundle. A la carte, you can choose from significant services like HR support and payroll without getting stuck with both. This type of flexibility entices many franchises to work with INFINITI HR. 

Large businesses can choose from several service options, including:

• Payroll services
• Tax filing
• HR management by state
• Employee benefits 
• Workers’ compensation insurance and workers’ comp services
• Compliance support

Packing a punch with a plethora of services for large businesses, you cannot go wrong with choosing this PEO if you are looking to build an empire.

Insperity is a PEO solution built upon guiding small businesses as they grow and expand. 

They are the top pick right now for small businesses because they have the experience to help small business owners grow their businesses with an extensive library of more than 5,000 online training resources and customized plans. 

Services that are included at Insperity are:

• Payroll tax services
• Employee benefits
• Human resource administration
• Health insurance and life insurance benefit management
• Risk management
• Extensive training resources
• Workers’ compensation
• Employee support and onboarding
• Government compliance support
• Tech services

Insperity can take care of business tasks such as payroll processing, benefits administration, HR solutions, risk management, workers’ compensation, employee onboarding, government compliance, and workforce optimization. 

Additionally, they can help you analyze and overhaul various business processes to make your company more efficient.

They boast in accessibility, with the company offering apps for both iOS and Android platforms. This allows you to stay attuned to your outsourced business operations even when you are on the go. 

Since Insperity is an ESAC-, IRS-, and BBB-accredited PEO, you can rest assured that you are partnering with a reputable PEO. 

Justworks is a comprehensive PEO that provides startups and small and midsize businesses access to corporate-level benefits, including automated payroll services, compliance resources, and HR functions, all in one easy platform.  

Additionally, some more perks are that their pricing plans are transparent and they have 24/7 customer service. They are a unique PEO in that they give small businesses the benefit of services that are usually only available to larger businesses, all while prioritizing affordability. 

If your employees want additional health and financial planning assistance, Justworks offers Guidepost, which is a free online platform with short courses and informative resources, along with their expanded customer service options. 

A standard monthly subscription with Justworks will include payroll processing, HR administration, compliance, and advanced employee benefits. 

There are two pricing plans: Basic, which is $59 per month per employee and $49 per month after your 50th employee; Plus, which includes Basic features and medical, dental, and vision insurance, $99 per month per employee and $89 per month after your 50th employee. 

Its intuitive cloud-based platform sets Justworks apart from other PEO companies. This platform can scale across many devices and easily incorporate into your administrative workflow. With this PEO, your small business cannot go wrong. 

TriNet is a great PEO service option for business owners who desire customizable plans, specifically in specialized industries. 

They offer many services, including worker’s compensation, payroll systems, HR tasks, document management, employee benefits, retirement plans, 401(k) options, and employee onboarding. 

Users can easily navigate TriNet’s recently enhanced platform to streamline HR processes and access their custom dashboards on a desktop computer and mobile app. 

Something that sets TriNet aside from other PEO services is that they will curate a personal team of professionals specializing in your industry to give you the most quality service and customer support.

These industries include:

• Advertising and marketing
• Architecture
• Consulting
• Engineering
• Financial services
• Life sciences
• Manufacturing and wholesale
• Nonprofit HR
• Retail
• Technology

TriNet offers pricing per employee and comes with a contract for pricing plans. You must schedule an appointment with a TriNet representative to create a personalized business contract that works best for you.