{"id":469,"date":"2022-10-28T16:25:15","date_gmt":"2022-10-28T16:25:15","guid":{"rendered":"https:\/\/content-hub.stackcommerce.net\/guide\/?p=469"},"modified":"2023-07-10T17:54:27","modified_gmt":"2023-07-10T17:54:27","slug":"best-small-business-insurance","status":"publish","type":"post","link":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance","title":{"rendered":"Best Small Business Insurance of 2023: Your Ultimate Guide"},"content":{"rendered":"\t<div class=\"entrepreneur-authors\">\n\t\t<div class=\"images\">\n\t\t\t<a href=\"https:\/\/content-hub.stackcommerce.net\/guide\/author\/jason-fell\"><img loading=\"lazy\" src=\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2023\/01\/jason-fell-150x150.png\" width=\"48\" height=\"48\" alt=\"Jason Fell\" class=\"avatar avatar-48 wp-user-avatar wp-user-avatar-48 alignnone photo\" \/><\/a>\t\t<\/div>\n\t\t<div class=\"members\">\n\t\t\t<span class=\"member\"><a href=\"https:\/\/content-hub.stackcommerce.net\/guide\/author\/jason-fell\">Jason Fell<\/a><\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\n\n\n<div class=\"wp-block-entrepreneur-guide-commission-notice wp-block-entrepreneur commission-notice-block\"><p class=\"text\">We may earn an affiliate commission from partner links on the Entrepreneur Guide. These do not affect our editors\u2019 opinions.<\/p><\/div>\n\n\n\n<p>Insurance coverage is just as necessary for your small business as it is when you are driving your car. Incidents can happen suddenly, and you must ensure you are protected.<\/p>\n\n\n\n<p>To avoid unexpected costs and big payouts, make the right move for your business and get insured today. Below are our top choices for the best small business insurance of 2023.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-entrepreneur-guide-page-index wp-block-entrepreneur\"><div class=\"post-tree-index\" data-script=\"entrepreneur-accordion\"><div class=\"accordion-item is-hidden\"><div class=\"item-tab\"><div class=\"item-img\"><div class=\"icon\"><\/div><\/div><div class=\"trigger index-trigger\"><span class=\"text\" data-active=\"Hide Index\" data-inactive=\"Show Index\">Show Index<\/span><\/div><\/div>\t<div class=\"item-content\">\n\t\t<ul class=\"content\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\" href=\"#h-what-s-the-best-small-business-insurance\">What\u2019s the best small business insurance?<\/a>\n\t\t\t\t\t\t\t<ul>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\"\n\t\t\t\t\t   href=\"#statefarm\">StateFarm<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\"\n\t\t\t\t\t   href=\"#nationwide\">Nationwide<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\"\n\t\t\t\t\t   href=\"#the-hartford\">The Hartford<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\"\n\t\t\t\t\t   href=\"#hiscox\">Hiscox<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\"\n\t\t\t\t\t   href=\"#travelers\">Travelers<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\"\n\t\t\t\t\t   href=\"#liberty-mutual\">Liberty Mutual<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\"\n\t\t\t\t\t   href=\"#progressive\">Progressive<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\" href=\"#h-what-is-the-average-cost-of-business-insurance\">What is the average cost of business insurance?<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a class=\"index-element\" href=\"#h-the-bottom-line\">The bottom line<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<\/div><\/div><\/div>\n\n\n\n<h2 id=\"h-what-s-the-best-small-business-insurance\"><strong>What\u2019s the best small business insurance?<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-entrepreneur-guide-transactional-widget wp-block-entrepreneur transactional-widget position-1 force-open\"><div class=\"top\"><div class=\"position\"><span class=\"number\">1<\/span><div class=\"data\"><h3 class=\"brand\" class=\"brand\" id=\"statefarm\"><strong>StateFarm<\/strong><\/h3><\/div><\/div><div class=\"info\"><div class=\"box\"><\/div><\/div><div class=\"more\"><div class=\"logo\"><img src=\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/11\/State-Farm-logo.png\" alt=\"State Farm logo\"\/><\/div><a class=\"learn-button\" href=\"https:\/\/www.statefarm.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Learn More<\/a><span class=\"disclaimer\">On StateFarm&#8217;s Website<\/span><\/div><\/div><div class=\"widget-child-blocks\">\n<div class=\"entrepreneur-accordion\" data-script=\"entrepreneur-accordion\"><div class=\"wp-block-entrepreneur-guide-accordions\">\n<div class=\"accordion-item load-close\"><div class=\"item-tab\"><div class=\"item-img\"><div class=\"icon\"><\/div><\/div><span><strong>Overall Best Choice<\/strong><\/span><div class=\"trigger\"><span>(Collapse)<\/span><\/div><\/div><div class=\"item-content\"><div class=\"section-summary\"><div>\n<p>We chose <a href=\"https:\/\/www.statefarm.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">StateFarm<\/a> as our overall best pick for small business insurance because they offer many types of coverage through a wide network of agents nationwide. For the most part, StateFarm agents are business owners so they can relate to the needs of small-business owners.<\/p>\n\n\n\n<p>For non-specific business insurance policies, StateFarm is worth checking out.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-entrepreneur-guide-transactional-widget wp-block-entrepreneur transactional-widget position-2 force-open\"><div class=\"top\"><div class=\"position\"><span class=\"number\">2<\/span><div class=\"data\"><h3 class=\"brand\" class=\"brand\" id=\"nationwide\"><strong>Nationwide<\/strong><\/h3><\/div><\/div><div class=\"info\"><div class=\"box\"><\/div><\/div><div class=\"more\"><div class=\"logo\"><img src=\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/11\/nationwide-logo.png\" alt=\"nationwide logo\"\/><\/div><a class=\"learn-button\" href=\"https:\/\/www.nationwide.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Learn More<\/a><span class=\"disclaimer\">On Nationwide&#8217;s Website<\/span><\/div><\/div><div class=\"widget-child-blocks\">\n<div class=\"entrepreneur-accordion\" data-script=\"entrepreneur-accordion\"><div class=\"wp-block-entrepreneur-guide-accordions\">\n<div class=\"accordion-item load-close\"><div class=\"item-tab\"><div class=\"item-img\"><div class=\"icon\"><\/div><\/div><span><strong>Best for General Liability Insurance<\/strong><\/span><div class=\"trigger\"><span>(Collapse)<\/span><\/div><\/div><div class=\"item-content\"><div class=\"section-summary\"><div>\n<p>We chose <a href=\"https:\/\/www.nationwide.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Nationwide<\/a> as the best option for a general liability insurance provider.<\/p>\n\n\n\n<p>Nationwide specializes in 14 business industries, including medical clinics, food industries, farms, and retail. Their business insurance focuses on quick and easy solutions for business owners and their issues due to their specialty departments.<\/p>\n\n\n\n<p>This is ideal for all businesses, especially those considered high-risk for general liabilities.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-entrepreneur-guide-transactional-widget wp-block-entrepreneur transactional-widget position-3 force-open\"><div class=\"top\"><div class=\"position\"><span class=\"number\">3<\/span><div class=\"data\"><h3 class=\"brand\" class=\"brand\" id=\"the-hartford\"><strong>The Hartford<\/strong><\/h3><\/div><\/div><div class=\"info\"><div class=\"box\"><\/div><\/div><div class=\"more\"><div class=\"logo\"><img src=\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/11\/The-Hartford-logo.png\" alt=\"The Hartford logo\"\/><\/div><a class=\"learn-button\" href=\"https:\/\/www.thehartford.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Learn More<\/a><span class=\"disclaimer\">On The Hartford&#8217;s Website<\/span><\/div><\/div><div class=\"widget-child-blocks\">\n<div class=\"entrepreneur-accordion\" data-script=\"entrepreneur-accordion\"><div class=\"wp-block-entrepreneur-guide-accordions\">\n<div class=\"accordion-item load-close\"><div class=\"item-tab\"><div class=\"item-img\"><div class=\"icon\"><\/div><\/div><span><strong>Best for Workers Compensation<\/strong><\/span><div class=\"trigger\"><span>(Collapse)<\/span><\/div><\/div><div class=\"item-content\"><div class=\"section-summary\"><div>\n<p><a href=\"https:\/\/www.thehartford.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">The Hartford<\/a> is the second-largest workers&#8217; compensation insurance provider nationwide.<\/p>\n\n\n\n<p>They offer special benefits such as pay-as-you-go plans so that you are not over or underpaying on premiums. The Hartford is also affiliated with more than a million healthcare providers to help injured workers nationwide.<\/p>\n\n\n\n<p>This insurance firm also follows strict state-specific guidelines for policyholders in different states while providing prescription drug benefits to injured workers by affiliating with more than 65,000 pharmacies nationwide.<\/p>\n\n\n\n<p>The Hartford is the way to go for the best workers&#8217; compensation insurance.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-entrepreneur-guide-transactional-widget wp-block-entrepreneur transactional-widget position-4 force-open\"><div class=\"top\"><div class=\"position\"><span class=\"number\">4<\/span><div class=\"data\"><h3 class=\"brand\" class=\"brand\" id=\"hiscox\"><strong>Hiscox<\/strong><\/h3><\/div><\/div><div class=\"info\"><div class=\"box\"><\/div><\/div><div class=\"more\"><div class=\"logo\"><img src=\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/11\/hiscox-logo.png\" alt=\"hiscox logo\"\/><\/div><a class=\"learn-button\" href=\"https:\/\/clicks.trx-hub.com\/xid\/stackcom_faf36_stackcom?q=https%3A%2F%2Fgo.skimresources.com%3Fid%3D131361X1593659%26xs%3D1%26xcust%3DENT-ENT%20Guide-smallbusinessinsurance%26url%3Dhttps%253A%252F%252Fwww.hiscox.com%252F&amp;p=smallbusinessinsurance&amp;event_type=click&amp;business_unit=ENTG&amp;publisher=ENTG\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Learn More<\/a><span class=\"disclaimer\">On Hiscox&#8217;s Website<\/span><\/div><\/div><div class=\"widget-child-blocks\">\n<div class=\"entrepreneur-accordion\" data-script=\"entrepreneur-accordion\"><div class=\"wp-block-entrepreneur-guide-accordions\">\n<div class=\"accordion-item load-close\"><div class=\"item-tab\"><div class=\"item-img\"><div class=\"icon\"><\/div><\/div><span><strong>Best for Independent Contractors<\/strong><\/span><div class=\"trigger\"><span>(Collapse)<\/span><\/div><\/div><div class=\"item-content\"><div class=\"section-summary\"><div>\n<p><a href=\"https:\/\/www.hiscox.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Hiscox<\/a> is best for independent contractors and freelancers because they have uniquely designed productsfor these workers. They have policies that are micro-business specified and have coverage in 49 states nationwide.<\/p>\n\n\n\n<p>Hiscox is based in Bermuda, with U.S. headquarters in Atlanta. They have nine locations across the U.S. but they also do business with 14 other countries around the globe. They boast customized business solutions in 180+ industries, including salons, acupuncturists, hair stylists, fitness instructors, consultants, janitors, therapists, and more.<\/p>\n\n\n\n<p>If you are an independent contractor or freelancer, Hiscox is worth an inquiry.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-entrepreneur-guide-transactional-widget wp-block-entrepreneur transactional-widget position-5 force-open\"><div class=\"top\"><div class=\"position\"><span class=\"number\">5<\/span><div class=\"data\"><h3 class=\"brand\" class=\"brand\" id=\"travelers\"><strong>Travelers<\/strong><\/h3><\/div><\/div><div class=\"info\"><div class=\"box\"><\/div><\/div><div class=\"more\"><div class=\"logo\"><img src=\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/11\/Travelers-logo-1.png\" alt=\"Travelers logo\"\/><\/div><a class=\"learn-button\" href=\"https:\/\/www.travelers.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Learn More<\/a><span class=\"disclaimer\">On Traveler&#8217;s Website<\/span><\/div><\/div><div class=\"widget-child-blocks\">\n<div class=\"entrepreneur-accordion\" data-script=\"entrepreneur-accordion\"><div class=\"wp-block-entrepreneur-guide-accordions\">\n<div class=\"accordion-item load-close\"><div class=\"item-tab\"><div class=\"item-img\"><div class=\"icon\"><\/div><\/div><span><strong>Best for Commercial Property Insurance<\/strong><\/span><div class=\"trigger\"><span>(Collapse)<\/span><\/div><\/div><div class=\"item-content\"><div class=\"section-summary\"><div>\n<p><a href=\"https:\/\/www.travelers.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Travelers<\/a> are among the most experienced insurance providers in the commercial property space and have been ranked among the top commercial property insurance companies for many years.<\/p>\n\n\n\n<p>They reserved bragging rights as the number-two commercial property insurer in 2021, so there is something to be said there.&nbsp;<\/p>\n\n\n\n<p>They also specialize in 25 business industry solutions, including transportation, manufacturing, <a href=\"https:\/\/www.entrepreneur.com\/topic\/construction-industry\" target=\"_blank\" rel=\"noreferrer noopener\">construction<\/a>, retail, and more. Travelers operate in the U.S., Canada, and the U.K.<\/p>\n\n\n\n<p>Due to their experience in insurance, your first stop for commercial property insurance should be Travelers.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-entrepreneur-guide-transactional-widget wp-block-entrepreneur transactional-widget position-6 force-open\"><div class=\"top\"><div class=\"position\"><span class=\"number\">6<\/span><div class=\"data\"><h3 class=\"brand\" class=\"brand\" id=\"liberty-mutual\"><strong>Liberty Mutual<\/strong><\/h3><\/div><\/div><div class=\"info\"><div class=\"box\"><\/div><\/div><div class=\"more\"><div class=\"logo\"><img src=\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/11\/liberty-logo.png\" alt=\"liberty logo\"\/><\/div><a class=\"learn-button\" href=\"https:\/\/clicks.trx-hub.com\/xid\/stackcom_faf36_stackcom?q=https%3A%2F%2Fgo.skimresources.com%3Fid%3D131361X1593659%26xs%3D1%26xcust%3DENT-ENT%20Guide-smallbusinessinsurance%26url%3Dhttps%253A%252F%252Fwww.libertymutual.com%252F&amp;p=smallbusinessinsurance&amp;event_type=click&amp;business_unit=ENTG&amp;publisher=ENTG\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Learn More<\/a><span class=\"disclaimer\">On Liberty Mutual&#8217;s Website<\/span><\/div><\/div><div class=\"widget-child-blocks\">\n<div class=\"entrepreneur-accordion\" data-script=\"entrepreneur-accordion\"><div class=\"wp-block-entrepreneur-guide-accordions\">\n<div class=\"accordion-item load-close\"><div class=\"item-tab\"><div class=\"item-img\"><div class=\"icon\"><\/div><\/div><span><strong>Best for Business Owners Policy<\/strong><\/span><div class=\"trigger\"><span>(Collapse)<\/span><\/div><\/div><div class=\"item-content\"><div class=\"section-summary\"><div>\n<p>We chose <a href=\"https:\/\/www.libertymutual.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Liberty Mutual<\/a> as the best business owners policy (BOP) insurer because of their claims process.<\/p>\n\n\n\n<p>They have made it especially easy to claim as a business owner because they have a built-in business owner&#8217;s policy system through their mobile app that streamlines the entire process. They offer cost-effective BOP policies with 24\/7 assistance.<\/p>\n\n\n\n<p>Liberty Mutual offers business insurance through independent insurance agents across the U.S. and have good business owner policy options. Additionally, they offer an array of other insurances, including commercial auto, inland marine, workers comp, umbrella coverage, and more.<\/p>\n\n\n\n<p>They also offer business solutions for 12 industries such as construction, public entities, wholesale, healthcare, financial institutions, and real estate.<\/p>\n\n\n\n<p>Liberty Mutual may be your insurer if you are very busy and want a time-effective method of making claims.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-entrepreneur-guide-transactional-widget wp-block-entrepreneur transactional-widget position-7 force-open\"><div class=\"top\"><div class=\"position\"><span class=\"number\">7<\/span><div class=\"data\"><h3 class=\"brand\" class=\"brand\" id=\"progressive\"><strong>Progressive<\/strong><\/h3><\/div><\/div><div class=\"info\"><div class=\"box\"><\/div><\/div><div class=\"more\"><div class=\"logo\"><img src=\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/11\/Progressive-logo.png\" alt=\"\"\/><\/div><a class=\"learn-button\" href=\"https:\/\/www.progressive.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Learn More<\/a><span class=\"disclaimer\">On Progressive&#8217;s Website<\/span><\/div><\/div><div class=\"widget-child-blocks\">\n<div class=\"entrepreneur-accordion\" data-script=\"entrepreneur-accordion\"><div class=\"wp-block-entrepreneur-guide-accordions\">\n<div class=\"accordion-item load-close\"><div class=\"item-tab\"><div class=\"item-img\"><div class=\"icon\"><\/div><\/div><span><strong>Best for Commercial Auto Insurance<\/strong><\/span><div class=\"trigger\"><span>(Collapse)<\/span><\/div><\/div><div class=\"item-content\"><div class=\"section-summary\"><div>\n<p><a href=\"https:\/\/www.progressive.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Progressive <\/a>holds the running track record for commercial auto insurance issuer. Progressive has the most experience in this space among the rest of the insurance world. Due to this, they offer discounted rates when you open a commercial auto policy combined with general liability and <a href=\"https:\/\/www.entrepreneur.com\/topic\/policies-procedures\" target=\"_blank\" rel=\"noreferrer noopener\">business owners&#8217; policies<\/a>.<\/p>\n\n\n\n<p>Progressive is the top commercial auto insurer in the entire country and offers commercial trucking insurance in all 50 states. They also offer other types of insurance, including general liability, workers comp, cyber insurance, professional liability, and others.<\/p>\n\n\n\n<p>Their insurance solutions department specializes in 62 professional industries such as gym workers, <a href=\"https:\/\/blog.stackcommerce.com\/5-reasons-every-online-instructor-should-be-on-the-stackcommerce-platform\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">yoga instructors<\/a>, beauty salons, auto mechanics, and many more.<\/p>\n\n\n\n<p>One of their biggest perks is offering discounted rates on commercial auto insurance when combined with general liability insurance, even through another carrier on the market.<\/p>\n\n\n\n<p>Look no further than Progressive for commercial auto insurance and open up a policy today.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<h2 id=\"h-what-is-the-average-cost-of-business-insurance\"><strong>What is the average cost of business insurance?<\/strong><\/h2>\n\n\n\n<p>Small business insurance costs vary depending on the industry, state, and types of coverage.<\/p>\n\n\n\n<p>Things like coverage limits, deductibles, amount of employees, and additional coverage are all factored into the policy prices. Plus, every insurer will have different price points. This requires a bit of inquiry and the gathering of additional quotes.<\/p>\n\n\n\n<h2 id=\"h-the-bottom-line\"><strong>The bottom line<\/strong><\/h2>\n\n\n\n<p>Small business insurance is extremely important to secure the financial future of your business. Things can happen suddenly, and it is better to be prepared than caught off guard by a lawsuit, enormous medical bills, or equipment coverage.<\/p>\n\n\n\n<p>We have done the hard work for you already. All you need to do is pick up the phone and get quotes on the company and coverage that works for you and your business.&nbsp;<\/p>\n\n\n\n<p>If you need more guidance on covering your business needs, we are here to help.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-entrepreneur-guide-disclaimer-advise wp-block-entrepreneur disclaimer-advise\"><p class=\"information\">Information provided on Entrepreneur Guide is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, we do not recommend or advise individuals to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Insurance coverage is just as necessary for your small business as it is when you are driving your car. Incidents can happen suddenly, and you must ensure you are protected. To avoid unexpected costs and big payouts, make the right move for your business and get insured today. Below are our top choices for the [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":471,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"post_jail":false,"hero_heading":false,"post_description":""},"categories":[11],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.3 (Yoast SEO v20.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Small Business Insurance of 2023: Your Ultimate Guide<\/title>\n<meta name=\"description\" content=\"Get acquainted with our picks for the best small business insurance policies of 2023, including commercial auto, workers comp, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Small Business Insurance of 2023: Your Ultimate Guide | Entrepreneur Guide\" \/>\n<meta property=\"og:description\" content=\"Get acquainted with our picks for the best small business insurance policies of 2023, including commercial auto, workers comp, and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance\" \/>\n<meta property=\"og:site_name\" content=\"Entrepreneur Guide\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-28T16:25:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-10T17:54:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/10\/small-business-insurance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jason Fell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jason Fell\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance#article\",\"isPartOf\":{\"@id\":\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance\"},\"author\":{\"name\":\"Jason Fell\",\"@id\":\"https:\/\/32.193.205.96\/guide\/#\/schema\/person\/e21ebcd89283faf4e0c2c104df63dbee\"},\"headline\":\"Best Small Business Insurance of 2023: Your Ultimate Guide\",\"datePublished\":\"2022-10-28T16:25:15+00:00\",\"dateModified\":\"2023-07-10T17:54:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance\"},\"wordCount\":1063,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/32.193.205.96\/guide\/#organization\"},\"articleSection\":[\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance\",\"url\":\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance\",\"name\":\"Best Small Business Insurance of 2023: Your Ultimate Guide\",\"isPartOf\":{\"@id\":\"https:\/\/32.193.205.96\/guide\/#website\"},\"datePublished\":\"2022-10-28T16:25:15+00:00\",\"dateModified\":\"2023-07-10T17:54:27+00:00\",\"description\":\"Get acquainted with our picks for the best small business insurance policies of 2023, including commercial auto, workers comp, and more.\",\"breadcrumb\":{\"@id\":\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Guide\",\"item\":\"https:\/\/32.193.205.96\/guide\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Best Small Business Insurance of 2023: Your Ultimate Guide\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/32.193.205.96\/guide\/#website\",\"url\":\"https:\/\/32.193.205.96\/guide\/\",\"name\":\"Entrepreneur Guide\",\"description\":\"Reviews, Comparisons and How-to\u2019s for the Modern Entrepreneur\",\"publisher\":{\"@id\":\"https:\/\/32.193.205.96\/guide\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/32.193.205.96\/guide\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/32.193.205.96\/guide\/#organization\",\"name\":\"Entrepreneur\",\"url\":\"https:\/\/32.193.205.96\/guide\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/32.193.205.96\/guide\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.entrepreneur.com\/guide\/wp-content\/uploads\/2022\/10\/Entrepreneur_Guide.png\",\"contentUrl\":\"https:\/\/www.entrepreneur.com\/guide\/wp-content\/uploads\/2022\/10\/Entrepreneur_Guide.png\",\"width\":300,\"height\":200,\"caption\":\"Entrepreneur\"},\"image\":{\"@id\":\"https:\/\/32.193.205.96\/guide\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/32.193.205.96\/guide\/#\/schema\/person\/e21ebcd89283faf4e0c2c104df63dbee\",\"name\":\"Jason Fell\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/32.193.205.96\/guide\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2023\/01\/jason-fell.png\",\"contentUrl\":\"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2023\/01\/jason-fell.png\",\"caption\":\"Jason Fell\"},\"description\":\"Jason Fell is the VP of Native Content, managing the Entrepreneur Partner Studio, which creates dynamic and compelling content for our partners. He previously served as Entrepreneur.com's managing editor and as the technology editor prior to that.\",\"url\":\"https:\/\/content-hub.stackcommerce.net\/guide\/author\/jason-fell\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Best Small Business Insurance of 2023: Your Ultimate Guide","description":"Get acquainted with our picks for the best small business insurance policies of 2023, including commercial auto, workers comp, and more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance","og_locale":"en_US","og_type":"article","og_title":"Best Small Business Insurance of 2023: Your Ultimate Guide | Entrepreneur Guide","og_description":"Get acquainted with our picks for the best small business insurance policies of 2023, including commercial auto, workers comp, and more.","og_url":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance","og_site_name":"Entrepreneur Guide","article_published_time":"2022-10-28T16:25:15+00:00","article_modified_time":"2023-07-10T17:54:27+00:00","og_image":[{"width":1500,"height":1000,"url":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/10\/small-business-insurance.jpg","type":"image\/jpeg"}],"author":"Jason Fell","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Jason Fell","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance#article","isPartOf":{"@id":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance"},"author":{"name":"Jason Fell","@id":"https:\/\/32.193.205.96\/guide\/#\/schema\/person\/e21ebcd89283faf4e0c2c104df63dbee"},"headline":"Best Small Business Insurance of 2023: Your Ultimate Guide","datePublished":"2022-10-28T16:25:15+00:00","dateModified":"2023-07-10T17:54:27+00:00","mainEntityOfPage":{"@id":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance"},"wordCount":1063,"commentCount":0,"publisher":{"@id":"https:\/\/32.193.205.96\/guide\/#organization"},"articleSection":["Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance#respond"]}]},{"@type":"WebPage","@id":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance","url":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance","name":"Best Small Business Insurance of 2023: Your Ultimate Guide","isPartOf":{"@id":"https:\/\/32.193.205.96\/guide\/#website"},"datePublished":"2022-10-28T16:25:15+00:00","dateModified":"2023-07-10T17:54:27+00:00","description":"Get acquainted with our picks for the best small business insurance policies of 2023, including commercial auto, workers comp, and more.","breadcrumb":{"@id":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance\/best-small-business-insurance#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Guide","item":"https:\/\/32.193.205.96\/guide"},{"@type":"ListItem","position":2,"name":"Insurance","item":"https:\/\/content-hub.stackcommerce.net\/guide\/insurance"},{"@type":"ListItem","position":3,"name":"Best Small Business Insurance of 2023: Your Ultimate Guide"}]},{"@type":"WebSite","@id":"https:\/\/32.193.205.96\/guide\/#website","url":"https:\/\/32.193.205.96\/guide\/","name":"Entrepreneur Guide","description":"Reviews, Comparisons and How-to\u2019s for the Modern Entrepreneur","publisher":{"@id":"https:\/\/32.193.205.96\/guide\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/32.193.205.96\/guide\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/32.193.205.96\/guide\/#organization","name":"Entrepreneur","url":"https:\/\/32.193.205.96\/guide\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/32.193.205.96\/guide\/#\/schema\/logo\/image\/","url":"https:\/\/www.entrepreneur.com\/guide\/wp-content\/uploads\/2022\/10\/Entrepreneur_Guide.png","contentUrl":"https:\/\/www.entrepreneur.com\/guide\/wp-content\/uploads\/2022\/10\/Entrepreneur_Guide.png","width":300,"height":200,"caption":"Entrepreneur"},"image":{"@id":"https:\/\/32.193.205.96\/guide\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/32.193.205.96\/guide\/#\/schema\/person\/e21ebcd89283faf4e0c2c104df63dbee","name":"Jason Fell","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/32.193.205.96\/guide\/#\/schema\/person\/image\/","url":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2023\/01\/jason-fell.png","contentUrl":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2023\/01\/jason-fell.png","caption":"Jason Fell"},"description":"Jason Fell is the VP of Native Content, managing the Entrepreneur Partner Studio, which creates dynamic and compelling content for our partners. He previously served as Entrepreneur.com's managing editor and as the technology editor prior to that.","url":"https:\/\/content-hub.stackcommerce.net\/guide\/author\/jason-fell"}]}},"jetpack_featured_media_url":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-content\/uploads\/2022\/10\/small-business-insurance.jpg","_links":{"self":[{"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/posts\/469"}],"collection":[{"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/comments?post=469"}],"version-history":[{"count":13,"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/posts\/469\/revisions"}],"predecessor-version":[{"id":4560,"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/posts\/469\/revisions\/4560"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/media\/471"}],"wp:attachment":[{"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/media?parent=469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/categories?post=469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/content-hub.stackcommerce.net\/guide\/wp-json\/wp\/v2\/tags?post=469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}